Dental Insurance & Finances
The team at Monterey Dental is pleased that you have dental insurance benefits to help cover the cost of your dental care. We would like to help you obtain the maximum use of these benefits so, please contact us at (587) 324-2249 for a consultation to discuss your dental needs and to help determine your insurance benefits coverage.
Payment for services is expected on the day of service. We offer several payment options for your convenience:
- Credit Card: Visa & MasterCard
- Interac Direct Payment
We will be happy to file your dental insurance claims for you. Please bring your insurance information when you come in for your appointment. We will work with you to ensure that you receive the maximum benefits to which you are entitled. Remember, dental insurance is intended to cover some, but not all of the cost of your dental care. The fees charged for services rendered to those who are insured are the usual and customary fees charged to all our patients for similar services. Your policy may base its eligible fee on a fixed fee schedule, which may or may not coincide with our usual fees. You should be aware that different insurance carriers vary greatly in the types of coverage available and that group benefits are designed based on options your employer has chosen for you
Monterey Dental Centre Frequently Asked Questions
Q) Do you offer direct billing?
A) Yes, we do offer direct billing, also called assignment (as long as a valid Credit Card is left on file).
Q) What costs will my dental insurance company cover?
A) Benefits change from time to time, so it’s important to make sure you know what your plan covers. If you provide us with a breakdown of what your benefits are we would be more than happy to give you an ESTIMATE of what your costs will be.
Q) What factors do you consider when providing an estimate for treatment?
A) Our estimates are based on the most recent information we have on file. If you’re concerned about exactly what costs you’ll be responsible for, simply ask about our ‘Pre-Treatment Estimate.’
Q) What is a ‘Pre-Treatment Estimate’?
A) A Pre-Treatment Estimate gives you the exact cost of the treatment. Upon request, we’ll file this paperwork with your insurance provider before any dental work is performed. While this may delay your treatment, you’ll know exactly what (if any) out-of-pocket costs you may be required to pay.
Q) What payment options are available to me?
A) We require payment in full at the time of treatment. We accept MasterCard, Visa, and Interac (Debit).
Q) What is the best way to budget for my treatment?
A) We’re happy to provide a detailed treatment plan with the associated costs clearly outlined so that you can budget for each appointment accordingly. We can also prioritize treatments so that you can attend to the most urgent dental needs right away and then plan further treatments over time.
If you have any questions about your Financial Options, please call us at (587) 324-2249!